Albert – Personal Finance Assistant: $15 Sign-Up Bonus

Albert provides personal financial assistance including mobile banking services, access to cash advances, automated savings plans, budgeting help, and everyday finance advice from real human financial advisors.

$15 Albert Sign-Up Bonus: Check out this offer to get a $15 bonus when open a new Albert account and link your bank account. To access this offer, open a Free Upromise Account, which is a cash back network similar to Rakuten, and then visit the “Offers” section to find this Albert promotion. When you open a new Albert account and link your bank account, you’ll earn a $15 cash back bonus from Upromise. The $15 cash back will be credited to your Upromise account, which can be transferred directly to your checking/savings account. It’s free to join Upromise, and anybody can join (you don’t need to be a student), so this is a great opportunity to earn $15 for joining Albert with no direct deposit needed. You’ll earn an extra $5.29 bonus for verifying your email address with Upromise as well.

With Albert Cash, you get a mobile banking account with no monthly fees, a free Albert Debit Card, and cash back rewards on purchases.

If you need access to extra cash for emergencies, you can also use Albert Instant to get up to $250 in cash advances whenever you need them.

For access to human financial advisors, you can try Albert Genius to receive expert financial advice from real humans for everything from investing in stocks to saving on groceries.

While the standard Albert service is free for automated savings and budgeting assistance, there is a fee for Albert Genius, but you only pay what you think is fair with a range of $4-$14 per month (the first 30 days are free).

On top of that, you can get access to special promotional offers through Albert Planning like bonus opportunities when you sign up for insurance and other financial products.

Try Albert to easily manage your personal finances, plus get Albert Genius to receive on-demand help from real human advisors.

Albert Free Self-Managed Features

• Instantly Monitors Your Bank Balances, Bills, and Spending to Analyze Your Financial Wellness.
• Get up to $250 Deposited into Your Bank Account Whenever You Need It – No Interest and No Credit Check.
• Set up Free Automated Savings for Small Amounts You Can Afford.
• Earn 0.25% Annual Cash Bonus for Saving with Albert.
• Pause Your Savings At Any Time, and Withdraw Your Money for Free.
• Enjoy Lower Utility Bills with Albert’s Negotiation Service.
• Albert App Available for iOS and Android.

Genius Human-Enabled Services

• Albert Genius Provides Help from Real Human Financial Experts.
• Chat with Your Genius On-Demand via Text Whenever You Need Help.
• Ask for Help Managing Money, Saving on Groceries, or Anything Else.
• Earn 1% Annual Cash Bonus for Saving with Albert Genius.
• Receive a Personalized Financial Plan Based on Your Unique Needs.
• Get Real-Time Bank Account Monitoring to Avoid Any Issues.
• Start an Investment Portfolio Commission-Free with Just $1.
• Receive Investment Guidance from Licensed Advisors.
• Pay Only What You Think is Fair for Albert Genius.
• Get First Month of Genius Free – Monthly and Annual Subscribers.
• Cancel Albert Genius at Any Time – Receive Prorated Refund.

How Albert Works

After you sign up for Albert, they’ll ask you to describe your relationship with money and choose your financial priorities.

You can choose multiple goals including saving money, paying off debt, meeting bills, investing, tracking fees, and retirement.

Once you create your profile, you can link your bank account to help prevent overdrafts, find savings, lower your bills, and more.

By linking your bank account, Albert can save money for you automatically, identify bills they can negotiate, and fund your investments.

You can even receive $250 cash advances in as little as 10 minutes if you qualify.

About Albert

Once you register for Albert and link your bank account, Albert Instant monitors your balances, bills, and spending.

If you are at risk for overspending that month, Albert alerts you before it’s too late and you incur any fees.

You can even get a cash advance for up to $250 from your next paycheck if needed, with no credit check and no interest charges.

When you’re ready to start saving, Albert Savings automatically helps you reach your savings goals.

You’ll earn a 0.25% annual cash bonus on your savings, and there are no fees and free withdrawals.

In addition, Albert can help lower your bills, provide real-time bank alerts, and help visualize your cash flow.

On top of the free Albert service, you can sign up for the “pay-what-you-think-is-fair” Albert Genius service to get real human financial help.

Albert Genius combines human insights with financial automation to streamline your savings, invest with guidance, and get custom advice on-demand.

Their geniuses are real human beings who work alongside the Albert app to provide on-demand advice via text.

The base fee that they suggest for Albert Genius is $4 per month, but you can also pay more or even $0 if you please.

How much you pay for Albert Genius is up to you, and you can cancel at any time.

Those who decide to subscribe to Albert Genius can earn up to $30 in bonus cash for getting started.

Plus, you can participate in the Albert Refer-A-Friend Program to earn $20 rewards for each new Genius member that you refer.

About Albert Genius

Albert Genius provides you with a team of human financial experts that develop a financial plan for you.

They’ll help you find savings you’re missing, identify bills you’re overpaying, help you pay down debt faster, save automatically for you, and much more.

Just write down your financial to-do list and send it to them, and they’ll help you make a plan.

Their geniuses regularly review your accounts for suspicious activity, expensive bank fees, and any bills you’re overpaying.

You can communicate with your geniuses directly through text message on your phone, and they’ll send you related topics to explore in the app.

Genius members earn 1% annual savings bonuses on all deposits that you keep with Albert.

You can ask their geniuses about any financial questions, such as how to pay down debt or even finding a cheap moving service.

The great thing about Albert Genius is that you have contact with real humans who work with you directly.

Your first month of Albert Genius is free, and you can cancel at any time.

The fee for Albert Genius is based on what you think is fair, so you actually pay what you want.

They suggest $4 per month as being the minimum for them to break even, but you can pay more, less, or even $0 if you want.

With either the monthly or yearly payment option, you get 1 month free, and you can cancel at any time and receive a prorated refund.

Albert $150 Referral Credits (REFERRALS CURRENTLY EXPIRED)

If you refer your friends to Albert Cash mobile banking, you’ll both earn a $150 bonus in your Albert Cash accounts.

To refer your friends, visit the home screen on the Albert app and tap “Earn $150” in the top right corner.

In order to qualify, your referrals must receive a direct deposit of $500 or more within 45 days of joining Albert, receive a direct deposit of $500 or more every 30 days for 90 consecutive days, and spend at least $200 on goods or services with their Albert Debit Card every 30 days for 90 consecutive days, and all criteria must be met within 150 days of joining Albert.

The qualifying direct deposit must be made by the referred individual’s employer, payroll provider, or benefits payer by ACH deposit.

Bank ACH transfers, mobile check deposits, and peer-to-peer transfers from services like Cash App, Venmo, or PayPal are not qualifying direct deposits.

By referring your friends, you can earn up to $1,500 worth of referral rewards in your Albert account, which is equal to 10 referrals in total.

Take advantage of the Albert referral program to earn extra bonus cash for inviting your friends to try Albert Cash.

Check out Albert Genius to get financial help from real humans and fully automate your cash flow.

You may also wish to try Vimvest for help with planning your financial goals.