MyConstant is unable to operate as usual and has paused all customer withdrawals at this time, so there are no deposit or investment requests being processed. Please do not open an account with MyConstant at this time. We will update this page with additional information as it becomes available.
MyConstant automatically offers a 4% APY on all of your deposited funds with no limits, and you can withdraw anytime for free, plus you can earn even higher interest rates when you invest in individual P2P loans that are backed by borrower collateral, or you can borrow money against 60+ cryptocurrencies and get instantly funded if you need a loan.
When you sign up through this exclusive MyConstant Promotional Offer, you’ll get up to $26 or more in bonus rewards for completing qualifying activities.
After you sign up for MyConstant and verify your ID, you’ll receive a $4,000 trial bonus that earns you a 4% APY, and after 15 days, MyConstant will reclaim the bonus, but you’ll get to keep the interest (approximately $6.67 in earnings).
On top of that, you’ll get a $10 USDT bonus when you lend USDT/USDC valued at $100 or more and hold it for 30 days in the MyConstant P2P crypto-lending platform.
If you lend at least $1,000 in any 30-day loan, you’ll earn an 18% APR promotional rate, which will also qualify you for the $10 USDT bonus while you earn a high rate.
In addition to both of these offers, you can also earn an extra $10 bonus if you borrow at least $500 in a crypto-backed loan with your MyConstant account.
Through the MyConstant Refer-A-Friend Program, you can also earn up to a $20 bonus for each friend that you refer, plus up to 20% of your referral’s earned interest.
Check out MyConstant for a secured P2P investment platform to automatically earn a 4% APY on all of your deposited funds, invest in P2P loans to earn higher interest rates, and borrow money against your crypto.
MyConstant $4,000 Trial Bonus
1. Sign up through this MyConstant Promotional Link, where you should see Invitation Code “freemoney” automatically filled.
2. Once you verify your ID (pass KYC), you’ll immediately receive a $4,000 trial bonus balance in your MyConstant account, which will automatically start to earn a 4% APY.
3. After 15 days, MyConstant will reclaim the $4,000 trial bonus, but you’ll get to keep the interest that has been earned, which will be approximately $6.67 in interest earnings.
MyConstant $10 Lending Bonus
1. This offer is available exclusively when you sign up through this MyConstant Promotional Link, although you will not see the promotion displayed on the sign-up page.
2. To qualify for the $10 USDT bonus, you must lend at least $100 in USDT or USDC and hold it for 30 days through the MyConstant P2P crypto-lending platform.
3. After the 30-day period, you will receive a bonus of $10 USDT.
MyConstant $10 Borrowing Bonus
1. This offer is available exclusively when you sign up through this MyConstant Promotional Link, although you will not see the promotion displayed on the sign-up page.
2. To qualify for the $10 USDT bonus, you must borrow at least $500 in a crypto-backed loan through the MyConstant crypto-backed loan platform.
3. After you meet the requirements, you will receive a bonus of $10 USDT.
About MyConstant P2P Investment Platform
MyConstant offers a secured P2P lending platform where your investments are fully backed by borrower collateral and smart contracts.
On all funds you deposit to MyConstant, you’ll automatically earn a 4% APY, and your money can be withdrawn anytime for free.
When you invest in individual P2P loans, you can earn even higher interest rates on fully-secured loans starting at only $50.
If you need to borrow money, you can get as much as you want by borrowing cash against your crypto holdings.
All peer-to-peer lending on MyConstant is secured by crypto collateral, and smart contracts and BitGo custody protect the collateral until it’s returned.
MyConstant Instant-Access 4% APY Deposit Account
By depositing funds into MyConstant Instant-Access, their anytime-withdrawal investment account, you can grow your money without locking it in.
As an investor, you can deposit any amount of money you want into your MyConstant Instant-Access account.
While not on loan or waiting for a match, your Instant-Access funds will automatically earn a 4% APY, compounded and paid every second.
MyConstant will lend your Instant-Access deposits on your behalf and pay you a 4% APY, and there are no limits or terms.
At any time, you can withdraw your money for free to any bank account or wallet address.
All loans from the MyConstant Instant-Access pool of funds are secured by collateral that is put up by borrowers.
MyConstant P2P Lending Investments – 18% APR Promotional Rate
For P2P lending investments, you can lend any amount and choose the term and interest rate you want to earn for up to a 12.5% APR or even higher.
Plus, you’ll earn an 18% APR when you invest your first $1,000 in any 30-day loan as a new MyConstant customer (you must submit your KYC documents within 30 days of signing up to qualify for this bonus).
Through the MyConstant algorithm, investors are matched with borrowers based on your chosen rates and terms.
Once a borrower who is willing to pay your rates is identified, MyConstant will initiate the loan process.
MyConstant manages the transfer of investor funds while securely escrowing borrower collateral.
All peer-to-peer lending on MyConstant is secured by crypto collateral.
Borrower collateral is either securely escrowed in an Ethereum smart contract or held in a BitGo cold wallet insured to $100M.
MyConstant Lending Lottery 1% APR and Win up to $10M
With the Lending Lottery from MyConstant, you can invest your money in decentralized exchanges to earn a 1% APR and have a chance to win up to $10 million.
For every $100 that you invest, you’ll get 1 lottery ticket that is valid for 30 days, and you can pick your own lottery numbers.
Every night at 9:00 PM PST, one number is drawn, and lottery winners are announced on Sunday nights after 9:00 PM PST.
The lottery prizes range between $0.25 and $20,000, and the grand prize is up to $10 million for one lucky user.
Whether you win the lottery or not, you still earn an interest of 1% APR for 30 days with this product, so it’s a win-win situation either way.
There are no fees to participate in the Lending Lottery, and the Lending Lottery is backed by the MyConstant Guarantee.
MyConstant Crypto-Backed Loans
MyConstant offers crypto-backed loans, so that you can borrow money against 60+ cryptocurrencies without needing to sell.
If you need a loan, you can get funded instantly, and choose the fixed term (30/90/180 days) and rate that works best for you.
There are no credit checks and no waiting for approval.
To get your funds, you can make free withdrawals in cash or stablecoins.
Your collateral is securely escrowed and automatically returned to you when you repay.
MyConstant Badges – Over $50 in Rewards
With the new MyConstant Badges rewards program, you can earn over $50 in extra cash bonuses for completing activities and achieving milestones.
When you complete a specific action, you’ll receive that badge, which also earns you a $1-$10 cash reward in most cases.
There are many basic badges that offer a $1 bonus each, like when you make your first deposit, borrow for the first time, refer your first friend, or create a secondary market order.
For those that complete more advanced activities, you can earn even larger bonuses, especially for sharing MyConstant like a $5 bonus to write an article and a $10 bonus to create a video.
You’ll even get awarded for remaining active on MyConstant and achieving all of the badges.
The new MyConstant Badges rewards program offers an easy way to earn some extra cash for performing various activities with your account.
MyConstant Refer-A-Friend Program – $20 Bonus
When you refer your friends to join MyConstant, you will earn up to a $20 bonus reward and up to 20% of their Instant-Access and Crypto Lending account earnings.
To qualify for the initial $10 referral bonus, your friends must join MyConstant, pass KYC identity verification, and lend USDT/USDC valued at $100 or more and hold it for 30 days.
To earn a second $10 referral bonus, your friends must borrow at least $500 worth of crypto-backed loans.
On top of that, you will earn a $100 bonus when you refer 10 people within 30 days who deposit USD or borrow.
In addition, you’ll get up to 20% of your referral’s Instant-Access and Crypto Lending account interest earnings in their first year, paid out every second.
Through the MyConstant MCT Membership Program, you can earn higher referral bonuses for holding MCT (MyConstant’s native token) in your account, so you’ll start at $10 bonuses and 10% earnings, but you can achieve up to $20 bonuses and up to 20% earnings by holding more MCT.
To refer your friends, visit the “Referral” section within your MyConstant account and share your unique referral link.
If you have an online platform (i.e., blog, social media, etc.), you can opt to participate in the MyConstant affiliate program instead, which offers a $20 bonus and 20% of your referral’s earned interest.
The maximum amount that you can earn from MyConstant referrals or through the affiliate program is $1,000,000.
MyConstant MCT Membership Program
MyConstant has introduced their new native token, MCT, which you can earn or buy to unlock MCT membership benefits, including higher returns, affordable loans, lower fees, and more.
The more MCT that you own in your coin balance relative to your total MyConstant assets (USD and cryptos), the higher your membership tier will be and the better your rewards.
MCT Membership Tiers
- BASE: Less than 1% MCT in Portfolio.
- GOLD: 1% – < 5% MCT in Portfolio.
- PLATINUM: 5% – < 15% MCT in Portfolio.
- DIAMOND: From 15% MCT in Portfolio.
When you achieve a higher tier, you’ll enjoy better rewards, higher rates, and more benefits.
MCT Tier Benefits
- Crypto Lend: Earn up to 15% APY.
- Fixed-term investments: Earn up to 8.4% APR.
- Lending Lottery: Earn up to 1.2% and up to 4 extra tickets for every $2,000 invested.
- Crypto-backed loans: Pay from just 3.6% APR.
- Crypto Swap: Up to 90% discount on swapping fees.
- Referral Program: Earn up to $20 and up to 20% of referee’s interest.
You can earn MCT by completing various activities through the MyConstant platform, like lending, borrowing and referring.
Alternatively, you can purchase MCT on Pancake Swap (for U.S. residents) or by swapping MCT with other cryptocurrencies on a crypto swap service (such as MyConstant itself).
How To Buy MCT
- Step 1. Add and select BSC network to your MetaMask wallet.
- Step 2. Access the PancakeSwap website.
- Step 3. Connect your MetaMask wallet.
- Step 4. MCT Token selection
- Step 5. Transfer Binance Coin (BNB) to your MetaMask wallet.
- Step 6. Swap confirmation.
If you want to maximize your interest earnings and get the lowest loan rates on MyConstant, plus enjoy other benefits, hold MCT in your wallet to unlock special membership benefits.
Join MyConstant to invest in P2P loans, earn a minimum 4% APY on all your deposits, get $26 in sign-up bonuses for qualifying activities, and earn up to $20 in referral bonuses for sharing MyConstant.
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Review these top cryptocurrency promotions to earn extra sign-up bonuses for opening new crypto wallets and digital currency accounts.
Michael J Scott says
https://www.myconstant.com/sign-up/?r=mikescott1989
If you use my link and we both get sign up bonuses.
MyConstant is my go to investment. I earn 6.5% interest compounded every second. The interest does not fluctuate and the investment is backed by liquid collateral. This means it is safer than stocks.
I can withdraw any amount at anytime without limits and earn 4% back, I can commit to a month for 6% and to 3 months for 6.5%.
Catherine says
I need invitation code?
MM Team says
Hello, please feel free to use the Invitation Code “freemoney” when you create your MyConstant account. Thank you very much.
ben says
I used your link and got my bonus today. On the website while signing up it said only 145 spots left for referral bonus.
Even though signup process was smooth you do have to provide a little more than usual information to pass KYC. I was notified after a day that my account was approved. You’ll need these documents to verify your identity:
1. SSN ( no pic required)
2. Diver’s license or passport (pic both sides)
3. Selfie (picture)
4. Utility bill or bank statement showing your address. (I uploaded bank statement pdf, pic might work as well I’m not sure)
Here’s my referral link if anyone would like to help out. Thank you in advance!
https://www.myconstant.com/?r=free10
Q says
For their referral program, are you sure the person you refer just needs to verify themself for me to receive the $10 bonus?
Do they not have to deposit anything?
MM Team says
Hello Q,
For the referral program, there is some variation in the information that is provided on their website, so I’m not absolutely certain.
In addition, I am not personally participating in their referral program, so I can’t verify the process of receiving any referral program rewards.
What I know for sure is that the new customer receives the $10 bonus just for passing the KYC and verifying their ID.
You should see this offer clearly on the sign-up page, and I personally participated in it and received my $10 bonus.
I signed up, verified my ID, and instantly received my $10 bonus upon verification, which took 1 business day.
Here’s where the information is confusing for the referral program, at least for me.
Within your account, if you click on the “Accounts” tab at the top of the page, you’ll land on a page where you can see a button that says, “Invite a friend, earn $10 or more.”
When you hover over the “?” on that button, you’ll see “Get a $10 reward for you and your friends when you refer them to invest with us.”
That does make it seem like they need to “invest” for you to get the $10 bonus.
However, when you click on that button, the Terms & Conditions on that page don’t mention the $10 referral bonus at all.
The terms indicate they are effective as of 2/17/2020, so they might have been updated to remove the $10 bonus for referring new customers, and maybe the “Accounts” page button just wasn’t updated properly.
So I’m not 100% positive about that as far as how you will earn the referral bonuses, but I will reach out to them to try to find out and update here accordingly.
Thank you for your comment.
Q says
Hey,
Thanks for the thorough reply. The lack of the $10 bonus mention in the referral terms and conditions had me quite confused.
However, I did refer somebody and they were able to verify them self. I got the $10 bonus without them actually depositing anything. So I can confirm that everything you mentioned in the article is exactly how the referral program actually goes.
MM Team says
Hello Again Q,
It looks like Constant has updated their referral terms, so that now the referee must deposit at least $10 in order for the referrer to qualify for the reward.
However, the referral bonus has been increased to $15 (from the previous $10) for the referrer, so that’s good.
There are still inconsistencies in the referral terms at various locations on their website, but I received this information in an email directly from Constant, so it should be correct for the time being.
Q says
Awesome thank you for the update.
john m says
Couldn’t find where to click for the bonus. What’s up here?
MM Team says
Hello John,
When you click the link in the above article and land on their website, you should click the “Create Account” button.
On that page, you should see the offer to “Create your account and verify your ID to get a $10 bonus, absolutely free.”
Enter your email and password, and click the “Sign Up” on that page.
Once you gain access to your new online account, you’ll need to pass the KYC to verify your ID and get the $10.
To do this, go to your Profile section by clicking on your name in the pull-down menu on the top right corner.
From there, you’ll see the “KYC Information” option at the top of the “About You” section.
That will walk you through the steps to pass KYC and verify your ID.
Basically, you have to submit pictures of your ID, your face, and proof of address.
Once you are approved, which took me until the next business day, you’ll receive an email notification, and the $10 will be automatically deposited to your account.
You will start earning 4% APY on your $10 immediately, and you can withdraw it whenever you want for free.
I hope this helps and best of luck.