UMB Bank $400 Checking Account Bonus (AZ, CO, IL, KS, MO, NE, OK, TX)

UMB Bank will give you a $400 cash bonus when you open a UMB Value Checking or UMB Select Checking account and receive direct deposits totaling $2,500 or more within 60 days of account funding.

You must reside in one of the following states to apply online or in-branch for this special UMB Bank checking account offer: Arizona, Colorado, Illinois, Kansas, Missouri, Nebraska, Oklahoma, or Texas.

UMB Bank $400 Checking Promotion

1. Visit this UMB Bank $400 Checking Offer to open your new checking account online by September 30, 2023. Your account can also be opened in-branch if you mention this special offer.

2. Fund your account with a minimum opening deposit of $100 for UMB Value Checking or $1,000 for UMB Select Checking. Your account must be funded by the last day of the first full month following account opening.

3. Within 60 days of account funding, set up and have direct deposits totaling $2,500 or more post to the account. Qualifying direct deposits include recurring ACH deposits of income from third parties, including income from employment, retirement, and government benefits.

4. Keep your account open for at least 90 days after account funding.

5. The $400 cash bonus will be deposited into your checking account within 30 days of meeting the requirements.

UMB Bank Checking Account Fees

UMB Value Checking Account – $8 monthly fee: Fee is waived with 1 of the following each monthly service charge cycle: $1,500 average collected balance in this account; $3,000 in combined deposit balances; OR a single direct deposit of $250 or more.

UMB Select Checking Account – $20 monthly fee: Fee is waived with 1 of the following each monthly service charge cycle: $5,000 average collected balance in this account; $10,000 in combined deposit balances; OR $25,000 in combined deposit and loan balances.

If you live in Arizona, Colorado, Illinois, Kansas, Missouri, Nebraska, Oklahoma, or Texas, take advantage of this new checking account promotion from UMB Bank to earn a $400 cash bonus.