Experian Smart Money Digital Checking Account $50 Bonus

The Experian Smart Money Digital Checking Account and Debit Card helps you build credit by finding payments that could instantly raise your credit scores, such as your rent, utilities and streaming services, and there are no monthly maintenance fees and no minimum balance requirements, so you’ll never be charged for a $0 account balance.

Plus, you can earn a $50 bonus when you sign up for the Experian Smart Money Digital Checking Account and receive at least $1,000 in direct deposits within 45 business days of opening your account.

The Experian Smart Money Digital Checking Account is only available to residents of U.S. states and the District of Columbia.

About Experian Smart Money Digital Checking and Debit Card

With the Experian Smart Money Digital Checking Account, you can automatically find bills that you already pay that could raise your credit scores, get your paycheck up to 2 days early, access 55,000+ no-fee Allpoint ATMs worldwide, and get an Experian Smart Money Debit Card that you can add to your digital wallet and start using instantly.

All of this comes with no monthly maintenance fees, and there’s no minimum balance requirement, plus you’ll have access to Experian membership benefits like your Experian credit report, FICO Score, credit monitoring and more.

It only takes a few minutes to open a digital checking account through Experian on Experian.com or through the Experian App, and you’ll just need to verify some personal information like your name, phone number, physical address, and email address.

Once opened, your Experian Smart Money Digital Checking Account is automatically connected to Experian Boost, which could help you raise your credit scores for some of the bills that you already pay, including your rent, utilities and streaming services.

In addition, you’ll instantly get a virtual debit card, so that you can deposit money and add your card to your digital wallet to start using it immediately with contactless tap to pay, and you can also request a physical Experian Smart Money Debit Card (issued by Community Federal Savings Bank) for free once you’ve deposited money into your account.

To deposit funds into your Experian Smart Money Digital Checking Account, you can set up a direct deposit, transfer from your other bank accounts, or deposit cash at popular retailers including CVS Pharmacy, 7-Eleven and Walmart.

Every Experian Smart Money Digital Checking Account is FDIC insured, which means your money is held in a pooled account at Community Federal Savings Bank (CFSB) and insured up to $250,000 for each account ownership category.

Experian Smart Money Digital Checking $50 Bonus

To be eligible for the $50 bonus, you must open a new Experian Smart Money Digital Checking Account, which must be credited with at least $1,000 in direct deposits within 45 business days of account opening.

In addition, your Experian Smart Money Digital Checking Account must stay active and in good standing at the time the $50 bonus is paid.

Once earned, the $50 bonus will be deposited into your account within 10 business days of meeting the requirements.

There is a limit of 1 bonus per cardholder, and the offer is only available to U.S. residents with a valid U.S. taxpayer identification number.

This direct deposit bonus incentive is offered by Experian and not the Community Federal Savings Bank.

If you are looking for a digital checking account that can help you build your credit score for bills that you already pay, open an Experian Smart Money Digital Checking Account and Debit Card to get an extra $50 cash bonus.

For those who are looking for other ways to build your credit score, you may also be interested in a Self Credit Builder Loan, which can help you establish your credit history.