Bright Money – AI Financial Planner: $25 Bonus + $25 Referrals

Bright Money is an AI-driven financial planner that helps you pay off your credit card debt faster, boost your credit score, build your savings, and develop a personal financial plan.

Through the Bright Refer-A-Friend Program, new users can earn a $25 bonus when you make a $10 transaction, and current users can earn a $25 bonus per referral for up to $125 each month, as long as both members sign up for a paid membership after the 10-day trial period ends.

When you connect Bright’s AI system with your credit card and bank accounts, Bright studies your finances and builds a personalized Bright Plan to help you pay down debt faster and build your savings.

Every few days, your Bright Plan will move a small amount of money from your checking account into your Bright Stash Account, in order to help you reach your savings goals.

Bright senses your current financial situation, so it always knows when to save a little more or save a little less, based on your account balances and activities.
‍
To help reduce your credit card debit, Bright uses the funds in your Bright Stash Account to make credit card payments for you, so your payments are always on time.

If you can afford a little more, Bright will make a larger credit card payment when possible, so that you pay down your debt faster and avoid high interest rates.

You can withdraw your funds at any time from your Bright Stash Account, so they’re always available to you.

If you want to boost your credit score, Bright Credit Builder can help you as well, and you can even pay your student loans with Bright (Bright Credit Builder is currently in beta and only available in select states).

Bright Money starts with a free 10-day trial, which you can cancel at any time, and when you sign up for Bright, you can choose from 3 membership plans.

Their annual plan is $6.99 per month (billed at $83.88 once per year), their 6-month plan is $8.99 per month (billed at $53.94 twice a year), and their monthly plan is $14.99 (billed every 30 days from the end of your trial period).

If you are not satisfied with your Bright Money account, Bright offers a money back guarantee upon your request (not available for users who join through the referral program).

Bright Money $25 Sign-Up Bonus

In order to get the $25 bonus for new Bright Money members, you must sign up for your Bright account through a current member’s referral link. Please feel free to exchange Bright Money referral links in the comments section below this article, so that everyone can benefit from the $25 bonus rewards.

1. You must use a current member’s referral link to install the Bright Money app for iOS or Android.

2. Make a $10 transaction, including adding funds to your savings goal, making a payment to your credit card, activating Bright Credit Builder by initiating the deposit, or using Bright Balance Transfer to transfer at least $10 to a lower-interest Bright account.

3. Sign up for a Bright Money membership plan after your 10-day free trial ends.

4. Get a $25 bonus credit in your Bright Stash Account, which you can put in your savings pockets, use to pay your credit cards, or withdraw to your checking account.

Bright Money $25 Refer-A-Friend Credits

Once you start your Bright Money paid membership plan, you can refer your friends to join Bright Money, and you’ll both earn a $25 bonus credit.

To be eligible, you must be a paid Bright user, which means that you’ve finished the 10-day trial period and paid for your first membership via your linked checking account.

In addition, you must have made a transaction of at least $10 through the Bright app, such as adding money to your Bright Savings goal.

When you refer a new Bright Money member who meets the above conditions, you will both receive a $25 bonus credit.

Referrers can receive a maximum of 5 bonus rewards per month or $125 in total each month, and the month that your referral becomes eligible is the month that the reward is attributed to you.

Your referral rewards can be withdrawn to your linked checking account that is used to pay your Bright subscription fee, or your referral rewards can be used within your Bright account for card payments or savings goals.

Please feel free to exchange your Bright Money referral links along with your user experiences in the comments section below this article.

If you are looking to pay off your credit card debt, build your savings, and boost your credit score, sign up for Bright Money to get an extra $25 new membership bonus and $25 referral rewards for sharing Bright Money with your friends.

You may also wish to try Tally to help you pay off your credit card debt.