Baxter Credit Union (BCU): $25 New Member Bonus with $25 Deposit & $25 Referral Rewards + Up to 8% APY PowerPlus Checking Intro Offer (Open Membership Nationwide in U.S.A. and Puerto Rico)

Through the Baxter Credit Union (BCU) Refer-A-Friend Program, new members can earn a $25 bonus when you open your BCU membership with a Regular Savings account and deposit at least $25 in the first 15 days of account opening, and current members can earn a $25 referral reward for each new member that you refer to BCU.

Plus, referred new members can also earn up to an 8% APY for 3 months with the PowerPlus Checking account introductory offer when you meet the monthly requirements, in addition to your $25 new member bonus, and you can extend your 8% APY each time you refer another new member.

Free membership in Baxter Credit Union (BCU) is openly available nationwide throughout the U.S.A. and Puerto Rico to anyone who subscribes to Life. Money. You., a free financial well-being program from BCU that is designed to help you build better money habits.

If you are a U.S. legal resident who is 18 years or older, join BCU to get a $25 bonus when you open a Regular Savings account and deposit $25 within the first 15 days, plus get an extra $25 bonus when you refer your friends to join Baxter Credit Union as well.

BCU $25 New Member Bonus Offer

1. To be eligible for the $25 bonus, you must click this BCU $25 Bonus Referral Link to start your registration process by entering your email address.

2. Join BCU via the referral link to open your new membership for free, and when you join, a Regular Savings account will be opened with a $1 deposit automatically made on your behalf for free, which establishes your membership for life.

3. When prompted, you may select “I’d like to subscribe to Life. Money. You., AND become a Credit Union Member.” Alternatively, you may choose one of the other membership options if you are eligible (see below for membership eligibility).

4. Complete the application process (you may open any additional accounts that you like along with your Regular Savings account during the application process).

5. After opening your BCU membership, deposit at least $25 into your Regular Savings account within 15 days of account opening.

6. Receive a bonus deposit of $25 into your Regular Savings account approximately 15 days after you open a membership and make the $25 required deposit.

7. The $25 minimum deposit must remain in the account until the time that the $25 bonus is funded.

BCU Membership Eligibility Options

To be eligible for BCU Membership, you must meet 1 of the following options:

• Be a permanent, temporary or contract employee of an employer group, OR
• Live or work in Cook (north of 95th Street), DuPage, Kane, Lake, or McHenry County in Illinois, or Kenosha County in Wisconsin, or Puerto Rico, OR
• Be the immediate or extended family of a BCU member, OR
• Subscribe to Life. Money. You. (100% free and available nationwide across U.S.A.).

If you want to join by subscribing to Life. Money. You. for free, simply select “I’d like to subscribe to Life. Money. You., AND become a Credit Union Member” during the application process.

The $1 deposit in the Regular Savings account that is required to open a membership will be deposited by BCU on your behalf when you become a new member, and the $1 balance must be maintained in the Regular Savings account for the duration of your membership.

Baxter Credit Union offers a variety of financial services for its members, including checking, savings, CDs and money market accounts with great rates as well as their BCU Credit Cards.

BCU $25 Refer-A-Friend Rewards

Once you become a BCU member, you can participate in their referral program to give your friends and family members a $25 bonus when they join BCU, and you’ll earn a $25 bonus for each new member that you refer.

When your referral opens a membership and deposits $25 into the Regular Savings account within 15 days of account opening, you will both receive a $25 bonus each that will be deposited into your Regular Savings accounts within 15 days of the qualifications being met.

To access your unique referral link or refer new members via email, visit your BCU online account and click the “More Links” option in the top menu (the 3 dots), where you’ll see “Refer a Friend” listed.

Please note that you may not immediately have access to the referral program instantly after you join BCU, as it may take up to 30 days after you join to become activated for your online account (my account took about a week).

Once available, you’ll have access to a unique referral link, or you can share BCU membership with your friends and family directly via the email submission form.

To be eligible, your referrals must register directly via your referral link or email invitation and join BCU.

Then, you’ll both get a $25 bonus deposit when your referral opens a membership and deposits $25 within 15 days of account opening.

Both members will each receive a well-being deposit of $25 into your Share-01 Regular Savings accounts approximately 15 days after the referred new member opens a membership and makes the required $25 deposit.

If you are a BCU member, please feel free to share your credit union experiences along with your referral links in the below comments, so that everybody can take advantage of the new member referral bonuses from Baxter Credit Union.

BCU PowerPlus Checking up to 8% APY

For a limited time, new members can participate in this BCU PowerPlus Checking Promotion to receive up to an 8% APY for your first 3 months when you meet the monthly requirements.

To receive the PowerPlus Checking introductory offer to earn up to an 8% APY for 3 months, the referred new member must open a membership and PowerPlus Checking account by December 31, 2025.

There are 2 different earning levels for this promotion: Level 2 offers an 8% APY for 3 months on balances up to $15,000; and Level 1 offers a 4% APY on balances up to $15,000.

To qualify for Level 2, you must meet the monthly requirements, which include $3,000 made via direct deposit or Deposit Anywhere, 30 qualifying transactions, and enroll in eStatements.

To qualify for Level 1, you must meet the monthly requirements, which include $1,000 made via direct deposit or Deposit Anywhere, 15 qualifying transactions, and enroll in eStatements.

For the newly referred member, the 3-month introductory period begins the month the membership is opened and ends on the last calendar day of the 4th month, after which you’ll continue to earn the stated rate at that time, depending on which level of qualification you meet.

The existing referring member will receive the promotion for a 3-month period beginning the month after the referred membership meets a minimum monthly direct deposit of $1,000 and ends the last calendar day of the 3rd month.

The member account must meet all requirements to achieve either Level 1 or Level 2 for all 3 months to be eligible to receive the respective higher APY.

Join Baxter Credit Union to get an extra $25 bonus as a new member when you deposit $25 into your Regular Savings account, and get another $25 bonus for each new member that you refer to BCU, plus earn up to an 8% APY for your first 3 months with the BCU PowerPlus Checking account.