FitnessBank $50 Checking Bonus, $25 Savings Bonus and $50/$25 Referral Rewards (Nationwide)

FitnessBank is an FDIC-insured online lifestyle bank that offers its member-athletes higher interest rates for tracking your activity steps while running, walking, swimming, biking, pushing a wheel chair or pursuing any other physical fitness activity, so that you can earn up to a 5.25% APY Ultra Savings Rate w/Checking Account, 5.00% APY Fitness Savings Account rate, or 6.00% APY Elite Checking Account rate.

Through the FitnessBank Refer-A-Friend Program, both current and new members can earn a $50 bonus deposit and 100,000 bonus steps with a Fitness Elite Checking Account, and a $25 deposit bonus and 25,000 bonus steps with a Fitness Savings Account.

To track your steps for a higher interest rate, you simply download the FitnessBank Step Tracker App and sync it with your Garmin, FitBit, Apple Health or Google Fit, and the more you step, the higher your interest rate.

If you want to pursue physical fitness and financial strength, join FitnessBank to earn higher interest rates on a savings account and checking account when you meet your activity goals.

Updated 11/17/2023 – Bonus Terms Changed: Since this article has been published, FitnessBank has reduced the cash bonus amount for checking account referrals from $100 to $50 for both parties. In addition, they have added a new requirement for the checking account bonus where the new applicant must now also maintain a minimum average balance of $5,000 in the statement period when the account has been opened 90 days and the one prior. This article has been updated to reflect these changes.

If you are a current FitnessBank member, please feel free to share your contact information in the below comments in order to exchange referral bonuses with potential new FitnessBank members. The referral code requires your full name as follows: Bonus + the Referrer’s First and Last Name with no spaces (e.g., BonusJaneDoe).

FitnessBank is an online bank that serves individuals across the United States with its headquarters in Atlanta, GA. FitnessBank is a division of Affinity Bank. Likewise, Newton Federal is also a division of Affinity Bank. Affinity Bancshares INC (AFBI) is a publicly traded entity that serves as the holding company for FitnessBank, Affinity Bank and Newton Federal.

$50 Fitness Elite Checking Account Bonus for New Members

1. Open a new Fitness Elite Checking Account with your referrer’s promo code.

2. On the first page of the application, enter your referrer’s code in the Promo Code field as: Bonus + Referrer’s Name with no spaces (e.g., BonusJaneDoe).

3. You must open the Elite Checking Account with a $100 minimum opening balance, and the $10 maintenance fee is waived with a $10 minimum average daily balance thereafter.

4. Complete 15 debit card transactions that must post to the new account in the most recent statement period (monthly statement that concludes 90 days at or after account opening).

5. Maintain a minimum average balance of $5,000 in the statement period when the account has been opened 90 days and the one prior.

6. The $50 bonus deposit and 100,000 bonus steps will be transferred into your account within 45 days after the end of the 90-day qualification period that begins after account opening.

7. The bonus is not available if the referred person has an active account or has had one within the past 12 months, and only one new account per customer is eligible for this bonus.

8. Earn the top interest rate of 6.00% APY on balances of $0 – $25,000 with a 10,000 Average Daily Step Count + 15 PIN-based/signature-based Debit Card Purchases per statement period (7,500 steps for those 65 and older). Earn 0.25% APY on balances over $25,000 when rate qualifications are met. If requirements are not met, you will receive a 0.10% APY. Interest compounds daily and posts monthly.

9. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by FitnessBank as ATM transactions.

$25 Fitness Savings Account Bonus for New Members

1. Open a new Fitness Savings Account with your referrer’s promo code.

2. On the first page of the application, enter your referrer’s code in the Promo Code field as: Bonus + Referrer’s Name with no spaces (e.g., BonusJaneDoe).

3. You must open the Savings Account with a $100 minimum opening balance, and the $10 maintenance fee is waived with a $100 minimum average daily balance thereafter.

4. Qualifications are that the account must maintain the $100 minimum balance during the 90-day qualification period.

5. The $25 bonus deposit and 25,000 bonus steps will be transferred into your account within 45 days after the end of the 90-day qualification period that begins after account opening.

6. The bonus is not available if the referred person has an active account or has had one within the past 12 months, and only one new account per customer is eligible for this bonus.

7. Earn the top interest rate of 5.00% APY on Savings Account balances over $100 with a 12,500 Average Daily Step Count (3.00% APY with 10,000+ steps or 1.00% APY with 7,500+ steps). There are no step requirements for the first month. Optionally, earn a 5.25% APY Ultra Savings Rate on your Savings Account balance when you also maintain a $5,000 average minimum balance in an Elite Checking Account and meet the Elite Checking step and debit card requirements.

$50/$25 FitnessBank Refer-A-Friend Bonuses

Through the FitnessBank Referral Program, you can earn up to $75 in bonus cash and up to 125,000 bonus steps for each new customer that you refer to FitnessBank.

When your friends open a Fitness Elite Checking Account, complete 15 debit card transactions that post to the new account in the most recent statement period (monthly statement that concludes 90 days at or after account opening), and maintain a minimum average balance of $5,000 in the statement period when the account has been opened 90 days and the one prior, you will both earn a $50 bonus deposit and 100,000 bonus steps.

When your friends open a Fitness Savings Account and maintain a $100 minimum balance during the 90-day qualification period, you will both earn a $25 bonus deposit and 25,000 bonus steps.

In order to refer new members to FitnessBank, they must enter your referral code in the Promo Code field when they open a new account.

Your Referral Code is the following: Bonus + Your First and Last Name (with no spaces). For example, if your name is Jane Doe, your referral code would be BonusJaneDoe.

Any bonus rewards that you earn will be transferred into your account within 45 days after the end of the 90-day qualification period that begins after the new referral’s account is opened.

As a referrer, there is no limit to how many new customers you can refer or the amount of bonus rewards you can earn through the FitnessBank Refer-A-Friend Program.

For current FitnessBank customers, please feel free to share your contact information in the below comments, so that both you and potential new customers can take advantage of earning bonus cash for opening new FitnessBank checking and savings accounts.