United States Senate FCU: $500 New Member Bonus + $400 Summer of Savings Promotion + $50 Family Referral Rewards (Available Nationwide with Open Membership)

United States Senate Federal Credit Union is offering a $500 New Member Bonus, a $400 Summer of Savings promotion for both new and current members, and you can participate in the USSFCU Family Referral Program that offers a $50 bonus each when you sponsor a family member’s USSFCU membership.

Anyone in the U.S.A. can join the United States Senate Federal Credit Union through the American Consumer Council (ACC), plus USSFCU will cover your ACC membership dues when you join.

If you are a new USSFCU member, there are actually 2 different promotions available to you at this time, which include the $500 New Member Bonus and the $400 Summer of Savings promotion, while current USSFCU members can only access the $400 Summer of Savings promotion (see below for the full details).

USSFCU Membership Eligibility

To join USSFCU, you must meet the following USSFCU Membership Criteria or become a member of the American Consumer Council for free.

• You must work for or be retired from one of USSFCU’s Select Employee Groups.
• You must be an immediate family member of a current USSFCU member, which includes spouses, immediate family, and household members.
• You must be or become a member of the U.S. Capital Historical Society.
• You must be or become a member of the American Consumer Council (Available for Free to Everyone in the U.S.A.).

Regardless of where you live in the U.S.A., you can join the United States Senate Federal Credit Union by opening a Primary Savings Account with a minimum balance of $5 and paying the 1-time-only membership fee of $1.

How To Get Free ACC Membership

If you opt to join the American Consumer Council in order to be eligible for USSFCU membership, then USSFCU will cover your ACC membership dues.

To get free ACC membership, visit the American Consumer Council Application Page, select your interests, fill out the short application, and then click “Continue” at the bottom.

You do not have to pay, but instead you will enter Promo Code “USSFCU” to waive the $15 ACC membership fee, and then you’ll get free ACC membership.

Once you complete the application, you will receive an email that contains your ACC membership number and certificate.

This option of joining USSFCU through free ACC membership is available to anyone in the U.S.A.

USSFCU $400 Summer of Savings Promotion

1. Visit this USSFCU $400 Summer of Savings Offer that is open to both current USSFCU members and new members through September 30, 2023.

2. You must use Promo Code “SUMMER OF SAVING” to enroll in this offer when you join the credit union or participate as a current member.

3. Get a $100 bonus when you open a Gold Source Checking Account with a minimum balance of $2,000. The $100 bonus will be credited within 30-60 days following the 6-month mark of opening the checking account.

4. Get a $100 bonus when you open a Money Market Account with a $2,000 minimum deposit and maintain minimum balance requirement for at least 6 months. The $100 bonus will be credited within 30-60 days following the 6-month mark of opening the money market account.

5. Get a $200 bonus when you open a Share Certificate with a minimum balance of $5,000 and a term of at least 24 months. The $200 bonus will be credited within 30-60 days following the 6-month mark of opening the Share Certificate.

6. Accounts that fail to meet the minimum qualifying deposit and/or funding criteria within 30 calendar days of submitting the initial account application will not qualify.

7. Accounts that do not meet or exceed daily balance requirements for 186 consecutive calendar days beginning on the first day of account funding will not qualify.

USSFCU $500 New Member Bonus

1. Visit this USSFCU $500 New Member Bonus Offer to get started.

2. You must use Promo Code “BONUS” on your new membership application to enroll in this offer when you join the credit union.

3. Get your first $100 bonus when you open your free Senate Checking Account, opt to receive your free Visa Debit Card, and use your new debit card to make 5 purchases ($5 minimum per purchase) within 30 days of submitting your membership application. The $100 will be deposited into your new USSFCU Primary Savings Account within 30-60 days after completing qualifying activities.

4. Earn another $100 bonus when you set up and receive at least 2 direct deposits of $250 or more each within 60 days of account opening, which includes a direct deposit of regular monthly income made by your employer or other payer. The $100 will be deposited into your new USSFCU Primary Savings Account within 30-60 days after completing qualifying activities.

5. Get a $100 bonus when you open a Money Market Account with a $2,000 minimum deposit within your first 60 days of USSFCU membership and maintain minimum balance requirement for at least 6 months. The $100 bonus will be credited into your new USSFCU Primary Savings Account within 30-60 days following the 6-month mark of opening the money market account.

6. Get a $200 bonus when you open a Share Certificate with a minimum balance of $5,000 and a term of at least 24 months within your first 60 days of USSFCU membership. The $200 bonus will be credited into your new USSFCU Primary Savings Account within 30-60 days following the 6-month mark of opening the Share Certificate.

USSFCU $50 Family Referral Program

Through the USSFCU Family Referral Program, a current USSFCU member can sponsor a family member for credit union membership, and you’ll both receive a $50 bonus.

Eligible relatives to participate in the USSFCU Family Referral Program include: spouse or domestic partner, parents and stepparents, siblings and step-siblings, grandparents, grandchildren, stepchildren, children, and members of your household.

In order to qualify, the new member must join USSFCU using Promo Code “FAMILY” on the membership application, and they must choose the sponsored option for membership eligibility and give the referrer’s name as a sponsor.

For both members to receive the $50 bonuses, the new member must also open and fund a new USSFCU Senate Checking Account and opt to receive a Visa Debit Card within 30 days following application for membership, and the minimum balance requirements for the account must be maintained for no less than 30 days after opening.

Once the qualification are met, the $50 bonus rewards will be paid to the Primary Savings Accounts of both parties within 30-60 days after meeting the promotional requirements.

Both members must be at least 18 years old in order to participate in the USSFCU Family Referral Program, and this offer may not be combined with any other offers.

USSFCU Checking Account Fees

Make sure that you understand any of the following fees that are associated with USSFCU checking accounts before account opening:

USSFCU Senate Checking Account – No Monthly Fees: There are no monthly fees, no overdraft fees, no service fees, no minimum balance requirements, and free account opening with no minimum opening deposit requirement.

USSFCU Gold Source Checking – $2,000 Minimum Monthly Balance: In order to avoid minimum balance fees, you must have a $2,000 minimum monthly balance. A $15 monthly fee will be assessed if balances fall below $2,000. There is no minimum opening deposit requirement, but you must deposit at least $2,000 if you want to avoid the $15 monthly fee.

Take advantage of open nationwide membership in the United States Senate Federal Credit Union that is available to anyone in the U.S.A. to earn up to $500 in bonus cash from new account promotions as well as $50 referral rewards for sharing USSFCU membership with your family.